Global Learning for Operational Leaders
Introduction
Course overview
Lending decisions depend on a clear view of whether a borrower can generate enough cash to repay its obligations. Published financial statements contain much of the information needed, but they can also mislead when accounting choices, one-off items or aggressive presentation hide underlying weakness.
This training course develops the analytical skills that lenders and credit analysts need to evaluate corporate borrowers with confidence. Participants learn to analyse income statements, balance sheets and cash flow statements from a credit perspective, adjust reported figures, assess debt capacity and identify early warning signals.
Through realistic case studies, participants build cash flow-based credit assessments, evaluate covenants and structure recommendations, so they can present well-reasoned credit decisions to credit committees and monitor borrowers effectively over the life of a facility.